“To be able to hold onto your money you have to know how to manage it. Money management is a complicated process. As teenagers we often have no idea how to manage money and we end up wasting a lot of it. But in a bad economy most of us have had a crash course in what happens when you don’t manage your money properly. We have had to delve into a world foreign and unfamiliar to us and solve our own money problems. The most successful of us have managed to still have some semblance of a social life without going over our small budgets. The keys to doing this successfully are actually quite simple. Set up your own budget of expenses. Teenagers may not have to worry about paying a mortgage or rent but we do have to be able to pay for gas, insurance for our vehicles, and the never ending list of project expenses and supplies for classes. So you have to sit down and balance what you spend in a month with what you actually make, and whether that’s the money you get for your birthday that you manage to stretch with help from mom’s pocketbook or it’s the minimum wage that you get from the local fast food joint where you have managed to find employment the money comes from somewhere and it needs to be written down.
I am only at Tip #2 and can already feel my “inner writer” coming back to life. I’ve been torturing myself for so long — many new ideas and perspectives to share and nothing but dread at the thought of the actual writing. I was always such a “good student”, and by the time I finished grad school I no longer enjoyed either reading or writing. Pretty sad statement, even sadder that the ill effects have lasted three decades.
The only writing advice I’ve read so far basically boils down to: it’s work, you just have to do it, set aside a specific time and force yourself…. all about as appealing as my mother’s shoe leather lamb chops. I can’t thank you enough for your approach. I think it’s going to work for me, and just know I am immensely grateful beyond what words can express. Yes!